Xero Invoice Payments Service for Accepting Credit Card & Direct Debit
The highest rated Xero payment services app in the world. A strictly better direct debit option for Xero customers featuring direct
bank transfer and credit card payment services, batch payments and automatic recurring invoices.
Free to sign up and get started within minutes.
How Pinch and Xero
work together
Pinch works with Xero to make it easier for your customers to pay you. We help by attaching an easy pay now link to Xero invoices as well as offering you a pre-approval service so you can add Xero Direct Debit payments to your accounts receivables mix. And our direct debit works with both credit cards and bank transfer, giving your customers complete payment flexibility.
Get paid in a Pinch
Add a link to your Xero invoices and let us process the payment through our gateway, update the payment status in Xero and reconcile with your bank statement.
You can accept payments from all major credit cards including Visa, Mastercard, American Express and Australian bank accounts.
Payments are settled into your account in as little as 2 days.
Collect recurring payments
Your customers can now be automatically debited on the invoice due date thanks to Pinch pre-approvals. These work for any amount and any frequency of payment on both credit card payments and bank transfer. All payments are reconciled automatically with your bank account. You can even control the transfer fee.
Easy reconciliation
No more manually reconciling your bank statement with payments received from gateways not integrated with Xero. Reconciliation is as easy as a single click whether we are settling 1 or 100 payments to your account. Your accountant will love you.
Instalment payments
Give your customer the option to break down an existing invoice into instalment plans. You can create as many plans as you like and can tell us to automatically work out the amount to charge based on common percentages such as 50/25/25.
You can also create more advanced payment plans such as offering a free period or recurring payment frequencies.
Batch payments
The best app for Xero batch payments. When your customer clicks on the Pinch pay now page we will automatically scan Xero for any other open invoice for that customer. We'll then present your customer with an option to pay off any of the other invoices as a batch payment with one single payment.
Great for you and your cash flow, great for your customer to pay off their account balance that suits them!
Looking for instructions on how reconciliation works?
Check out our detailed guide that you can share with your bookkeeper or accountant.
Read more about Xero reconciliationWhy use Pinch with Xero?
Unlock powerful features by connecting Pinch to Xero.
Pay Now
Accept one-off credit card and direct debit payments online. Take one-off payments straight from the invoice using pay now.
Recurring payments
Get paid on the invoice due date! Set up regular automatic payments like subscriptions.
Variable Payments
We can collect any ad-hoc invoice amount automatically. Set thresholds to debit smaller amounts while leaving large amounts alone.
Payment plans
Breakdown large invoices into a series of smaller payments, all tracked on the one invoice.
Batch Payments
Recover aged invoices by showing all outstanding invoices available on the pay now page. The customer can pay all their invoices at once in one payment.
On-charge Subscriptions
If you're paying Xero subscription fees on behalf of your clients, you can automatically on-charge those fees using our on-charge subscription service.
What else can Pinch do?
As the complete payments platform, you can take advantage of our full range of integrations.
What our customers are saying
Take a read of what our customers are saying
on the Xero Marketplace.
Gosh have just signed up with Pinch Perfect and can't believe how easy it is to setup so I can offer clients a variety of payment options...highly recommend!
Kate
Impeccable customer service + technical wizardry. Onboarding was a breeze with clear and straightforward instructions. The portal is refreshingly well made and easy to use. Being able to send pre-approvals to collect payment information is great for us so we don't waste time setting clients up for payment and most importantly reconciliations are done automatically via the terrific Xero integration! If you are looking to take the next step with your business' billing solutions, I highly recommend you give Pinch a go - their system and workflows mesh so well with ours that it's opened so many possibilities with us to further improve our processes and in some cases even think about new pricing models.
Moe, Online Marketing Gurus
Signed up as I wanted another payment option for my clients and was surprised how easy the app is to use. The flexibility it gives my clients on payments is awesome.
Monika, Ashawed Accounting
It has been incredibly easy to integrate Pinch into our business and our customers have loved the flexibility to pay during hours that suit them. Pinch has made reconciliation of credit card transactions a breeze. Quick and efficient and saves a lot of time.
Nicola, OZ Excavator Buckets
Forced into looking for a change by a sudden decision by the existing provider to charge a minimum monthly fee which was 4 times what I had been paying I found and implemented Pinch. Super easy to set up and no hidebound bureaucracy such as encountered from banks. Have been using Pinch for 6 weeks and no issues to date. Particularly like the way it collects monthly subscriptions without any interaction from me. Data flows to Xero accurately and in a timely way. Would thoroughly recommend.
Stella, 1 to 1 Mobile Computer Training
The team at Pinch have been amazing and I couldn't recommend them more highly. Paul and Bill have been great in helping me setup the payments system and integrate it into my business. Always available to help and quick to pick up the phone. Thanks Pinch
David, StudentPay
Bloody love pinch! Its so simple to use and was so easy to set up. Bill and the team honestly go above and beyond and have tackled any questions or scenarios I have thrown at them. As a bookkeeper I will only be using Pinch going forward for myself and my clients.
Summer, Oh Nine Solutions
We have recently signed up with Pinch and can't believe how easy and efficiently it integrated with Xero accounts. Also love the auto-reconcile of payment fees. Pinch also makes it very easy for our clients to pay their bills. Thank you Blake for all your help. We would definitely recommend Pinch!
Valerie, Infinite Print
We've tried and tested out dozens of payment solutions over the years at Digit both with our business, and in helping other businesses move to digital payments. The team at Pinch have been amazing at finding technical solutions to meet bespoke needs. They've helped us leverage their Xero capabilities for variable billing, combined with the ability to push in through their API payer details when people sign our agreements. They're the perfect balance of automation combined with customisation, backed by a super attentive team. Can't recommend them highly enough.
Andrew, Digit Business
Get Started
Stop chasing smaller payments and automate collection using Pinch.