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The Complete Payments Platform for Xero

Collect payments from invoices raised in Xero, break down larger invoices into smaller payments and automate the collection of repeating invoices. No merchant bank account required.

How Pinch and Xero
work together

Pinch works with Xero to make it easier for you to get paid from your invoices. We can help by attaching an easy pay now link to invoices as well as assist in collecting regular payments from invoices raised in Xero using our unique sync.

Get paid in a Pinch

Add a link to your Xero invoices and let us process the payment, update the payment status in Xero and reconcile with your bank statement.

You can accept payments from Visa, Mastercard, American Express and Australian bank accounts.

Payments are settled into your account in as little as 2 days.

Collect repeat payments

Your customers can now be automatically debited on the invoice due date thanks to Pinch pre-approvals. These work for any amount and any frequency of payment. All payments are reconciled automatically with your bank account.

Easy reconciliation

No more manually reconciling your bank statement with payments received from gateways not integrated with Xero. Reconciliation is as easy as a single click whether we are settling 1 or 100 payments to your account.

Instalment payments

Give your customer the option to break down existing invoices into instalment plans. You can create as many plans as you like and can tell us to automatically work out the amount to charge based on common percentages such as 50/25/25. 

You can also create more advanced payment plans such as offering a free period or recurring payment frequencies.

Batch payments

When your customer clicks on the Pinch pay now page we will automatically scan Xero for any other open invoices for that customer. We'll then present your customer with an option to pay off any of the other invoices with a single payment.

Great for you and your cash flow, great for your customer to pay off their account balance that suits them!

Looking for instructions on how reconciliation works?

Check out our detailed guide that you can share with your bookkeeper or accountant.

Read more about Xero reconciliation

Why use Pinch with Xero?

Unlock powerful features by connecting Pinch to Xero.

Pay Now

Accept one-off credit card and direct debit payments online. Take one-off payments straight from the invoice using pay now.

Recurring payments

Get paid on the invoice due date! Set up regular automatic payments like subscriptions.

Variable Payments

We can collect any ad-hoc invoice amount automatically. Set thresholds to debit smaller amounts while leaving large amounts alone.

Payment plans

Breakdown large invoices into a series of smaller payments, all tracked on the one invoice.

Batch Payments

Recover aged invoices by showing all outstanding invoices available on the pay now page. The customer can pay all invoices at once in one payment.

On-charge Subscriptions

If you're paying Xero subscription fees on behalf of your clients, you can automatically on-charge those fees using our on-charge subscription service.

What else can Pinch do?

As the complete payments platform, you can take advantage of our full range of integrations.

Sync key information from your Xero file directly into your HubSpot contacts. See which contacts have overdue invoices, what they've been paying, and see a timeline of activity from Pinch.
Create your own workflows using the Pinch Zapier integration. Useful for sending pre-approval forms directly from your own email account and reacting to customers who have added their payment information.
Pinch was built API first, which means anything that you can do in our platform, you can also connect to directly using our API.

What our customers are saying

Take a read of what our customers are saying
on the Xero Marketplace.

Gosh have just signed up with Pinch Perfect and can't believe how easy it is to setup so I can offer clients a variety of payment options...highly recommend!

Kate

star star star star star

Impeccable customer service + technical wizardry. Onboarding was a breeze with clear and straightforward instructions. The portal is refreshingly well made and easy to use. Being able to send pre-approvals to collect payment information is great for us so we don't waste time setting clients up for payment and most importantly reconciliations are done automatically via the terrific Xero integration! If you are looking to take the next step with your business' billing solutions, I highly recommend you give Pinch a go - their system and workflows mesh so well with ours that it's opened so many possibilities with us to further improve our processes and in some cases even think about new pricing models.

Moe, Online Marketing Gurus

star star star star star

Signed up as I wanted another payment option for my clients and was surprised how easy the app is to use. The flexibility it gives my clients on payments is awesome.

Monika, Ashawed Accounting

star star star star star

It has been incredibly easy to integrate Pinch into our business and our customers have loved the flexibility to pay during hours that suit them. Pinch has made reconciliation of credit card transactions a breeze. Quick and efficient and saves a lot of time.

Nicola, OZ Excavator Buckets

star star star star star

Forced into looking for a change by a sudden decision by the existing provider to charge a minimum monthly fee which was 4 times what I had been paying I found and implemented Pinch. Super easy to set up and no hidebound bureaucracy such as encountered from banks. Have been using Pinch for 6 weeks and no issues to date. Particularly like the way it collects monthly subscriptions without any interaction from me. Data flows to Xero accurately and in a timely way. Would thoroughly recommend.

Stella, 1 to 1 Mobile Computer Training

star star star star star

The team at Pinch have been amazing and I couldn't recommend them more highly. Paul and Bill have been great in helping me setup the payments system and integrate it into my business. Always available to help and quick to pick up the phone. Thanks Pinch

David, StudentPay

star star star star star

Bloody love pinch! Its so simple to use and was so easy to set up. Bill and the team honestly go above and beyond and have tackled any questions or scenarios I have thrown at them. As a bookkeeper I will only be using Pinch going forward for myself and my clients.

Summer, Oh Nine Solutions

star star star star star

Impeccable customer service + technical wizardry. Onboarding was a breeze with clear and straightforward instructions. The portal is refreshingly well made and easy to use. Being able to send pre-approvals to collect payment information is great for us so we don't waste time setting clients up for payment and most importantly reconciliations are done automatically via the terrific Xero integration! If you are looking to take the next step with your business' billing solutions, I highly recommend you give Pinch a go - their system and workflows mesh so well with ours that it's opened so many possibilities with us to further improve our processes and in some cases even think about new pricing models.

Moe, Online Marketing Gurus

star star star star star

Signed up as I wanted another payment option for my clients and was surprised how easy the app is to use. The flexibility it gives my clients on payments is awesome.

Monika, Ashawed Accounting

star star star star star

It has been incredibly easy to integrate Pinch into our business and our customers have loved the flexibility to pay during hours that suit them. Pinch has made reconciliation of credit card transactions a breeze. Quick and efficient and saves a lot of time.

Nicola, OZ Excavator Buckets

star star star star star

Forced into looking for a change by a sudden decision by the existing provider to charge a minimum monthly fee which was 4 times what I had been paying I found and implemented Pinch. Super easy to set up and no hidebound bureaucracy such as encountered from banks. Have been using Pinch for 6 weeks and no issues to date. Particularly like the way it collects monthly subscriptions without any interaction from me. Data flows to Xero accurately and in a timely way. Would thoroughly recommend.

Stella, 1 to 1 Mobile Computer Training

star star star star star

The team at Pinch have been amazing and I couldn't recommend them more highly. Paul and Bill have been great in helping me setup the payments system and integrate it into my business. Always available to help and quick to pick up the phone. Thanks Pinch

David, StudentPay

star star star star star

Bloody love pinch! Its so simple to use and was so easy to set up. Bill and the team honestly go above and beyond and have tackled any questions or scenarios I have thrown at them. As a bookkeeper I will only be using Pinch going forward for myself and my clients.

Summer, Oh Nine Solutions

star star star star star

We have recently signed up with Pinch and can't believe how easy and efficiently it integrated with Xero accounts. Also love the auto-reconcile of payment fees. Pinch also makes it very easy for our clients to pay their bills. Thank you Blake for all your help. We would definitely recommend Pinch!

Valerie, Infinite Print

star star star star star

We've tried and tested out dozens of payment solutions over the years at Digit both with our business, and in helping other businesses move to digital payments. The team at Pinch have been amazing at finding technical solutions to meet bespoke needs. They've helped us leverage their Xero capabilities for variable billing, combined with the ability to push in through their API payer details when people sign our agreements. They're the perfect balance of automation combined with customisation, backed by a super attentive team. Can't recommend them highly enough.

Andrew, Digit Business

star star star star star

Forced into looking for a change by a sudden decision by the existing provider to charge a minimum monthly fee which was 4 times what I had been paying I found and implemented Pinch. Super easy to set up and no hidebound bureaucracy such as encountered from banks. Have been using Pinch for 6 weeks and no issues to date. Particularly like the way it collects monthly subscriptions without any interaction from me. Data flows to Xero accurately and in a timely way. Would thoroughly recommend.

Stella, 1 to 1 Mobile Computer Training

star star star star star

The team at Pinch have been amazing and I couldn't recommend them more highly. Paul and Bill have been great in helping me setup the payments system and integrate it into my business. Always available to help and quick to pick up the phone. Thanks Pinch

David, StudentPay

star star star star star

Bloody love pinch! Its so simple to use and was so easy to set up. Bill and the team honestly go above and beyond and have tackled any questions or scenarios I have thrown at them. As a bookkeeper I will only be using Pinch going forward for myself and my clients.

Summer, Oh Nine Solutions

star star star star star

We have recently signed up with Pinch and can't believe how easy and efficiently it integrated with Xero accounts. Also love the auto-reconcile of payment fees. Pinch also makes it very easy for our clients to pay their bills. Thank you Blake for all your help. We would definitely recommend Pinch!

Valerie, Infinite Print

star star star star star

We've tried and tested out dozens of payment solutions over the years at Digit both with our business, and in helping other businesses move to digital payments. The team at Pinch have been amazing at finding technical solutions to meet bespoke needs. They've helped us leverage their Xero capabilities for variable billing, combined with the ability to push in through their API payer details when people sign our agreements. They're the perfect balance of automation combined with customisation, backed by a super attentive team. Can't recommend them highly enough.

Andrew, Digit Business

star star star star star

Get Started

Stop chasing smaller payments and automate collection using Pinch.