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Pinch & Stripe feature comparison

The right payments platform will help you save time, reduce follow-ups and manual work and, most importantly, ensure you get paid on time. Below, we explore the main differences between Pinch and Stripe to help you pick the ideal tool for your business.

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Per Transaction Fee
  • Credit Card
1.75% + 30c 1.95% + 30c
  • Direct Debit
1.00% + 30c 1.00% + 30c
Monthly Fee none none
Xero check check
QuickBooks close check
MYOB close check
Sage check via Zapier
Freshbooks check via Zapier
Zoho Books check via Zapier
Open API check check
Support and service
Pre-sales help and advice close check
Zoom workflow consultations with product team close check
Friendly Australia based support close check

Online credit card payments check check
Online direct debit payments close check
Reconciliation Yes, but* check

*The reconciliation with Stripe only works when invoices are processed via Xero, not coming in from elsewhere using Stripe. Additionally, surcharge fees don't reconcile completely.

Multi-invoice / Batch Payments close check
Instalment Payments close check
Automated variable invoice payments close check
On-charge fees Yes, but* check

*Stripe only allow you to pass on the percentage portion, not the fixed. They also don't adjust the fee to pass on, based on the card type (international etc). It's also a global setting with no per-customer override.

Payment plans close check
Subscriptions Yes, but* check

*Subscriptions are tied to a single repeating invoice cycle in Xero. So each one needs to be maintained separately. Not great when you have 1,000 subscribers. Although Stripe has a good Subscription module, it doesn't integrate / reconcile with Xero.

Just a few more of our happy customers

coral with a credit card

A partner that works with your partners

Every business has its own accounting software, and your payment platform should connect with your payments tool of choice.

Both Pinch and Stripe integrate with Xero, but Pinch is the only platform of the two that talks to Quickbooks, Reckon One, Reckon Accounts Hosted, MYOB, DEAR Systems, and IPA Books. Plus, Pinch offers a unique two-way sync at no additional charge which means you always know where you stand. 

  • check Seamless integration with leading accounting software
  • check Open API — the only limit is your imagination
  • check Two-way sync with Xero, QuickBooks, MYOB and Reckon

Support for direct debit and credit card payments

Pinch has the added benefit of being able to support online direct debit payments as well as credit cards.

With Pinch, your customers will have more options on how they want to pay — plus, you can choose to pass the transaction fee to your customers.

  • check Online credit card payments
  • check Securely accept direct debit payments online
  • check Choose to on-charge fees
coral with a coin  cartoon
life bouy  cartoon

Discover how countless businesses are streamlining their payments with Pinch.

Contact our Australian support team. Chat support is available during business hours, with email fallback. To figure out if we're the right solution for you, book a sales call.

coral with coins  cartoon

Give your customers more choice over how they pay

Have clients that need to pay multiple invoices or break down big invoices into batches? Want to offer payment plans?

Your payments, your choice. Unlike Stripe, your customers have their choice of ways to pay with Pinch. Improve cash flow and give customers even more flexibility with batch payments, instalments, or by offering payment plans.

  • check Support for multi-invoice or batch payments
  • check Set up instalment payments or payment plans
  • check Automated variable invoice payments

What next?

Easily integrate with major accounting software or contact us for direct integration. No setup, minimum or monthly fees!