📣 Introducing Payfac-as-a-Service. Read more about our Glassbox now.

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Accept Credit Card Payments & Direct Debit Any Way You Need

Pinch Payments prioritises a customer-centric approach and unmatched adaptability, making us the preferred choice for businesses in need of versatile online payment solutions.

We're focused on fueling your business's growth by optimising revenue streams and decreasing the cost of making money.



Payment solutions no matter who you are

Small Business

Small businesses that don't have overdue payments grow three times faster than those that do. 
Make payments more certain with Pinch's invoicing auto-payment features and secure your business growth.

Enterprise and Corporate

Pinch boasts world class enterprise payments technology with customer service and human touch that is second to none.

Looking for a fresh alternative to the tired and inflexible mainstream payments integrators? We'd love to hear from you.

Software Companies and Developers

Use our payments API and collect payments from Visa, MasterCard and American Express or BECS Direct Debit. 

We're local, and we're here to support you on your payments journey. Book in a free strategy session with our payments consultants today.


Pinch Payments

Easy Automatic
Invoice Payments


Pinch Payments is the number one rated payments software on the Xero App Store and is an exceptional platform for collecting invoice payments online for businesses of any size, but works just as well with QuickBooks, MYOB and can even be used on its own.

Our flagship invoice payment automation software offers a range of handy features designed to automate invoice payment and eliminate late payment in your business for good, such as Pre-Approvals, Payment Plans and Subscriptions, Customer Portal and more.

It's free to sign up and use, you only pay for transactions your customers make or surcharge if you prefer.

Starting from 1.95% + 30c for Visa and Mastercard and 1.00% + 30c capped at $5 for BECS Direct Debit transactions. No up front or ongoing software fees. Perfect for any businesses that send invoices to receive payment and grapple with too much admin or overdue payments issues.

Learn More About Pinch PaymentsSchedule a Demo >

Glassbox

One Single Platform to Connect Payfacs & Acquirers


Australia's pioneering Payfac-as-a-Service now available for businesses looking to streamline their operations and become a Payfac. 

Manage merchant onboarding, KYC and fees from one single channel while providing your acquirer with a realtime view of your operations to ensure compliance in the most efficient and inexpensive way possible.

Learn More About Glassbox




Payments API

Embedded Payments Processing for Software Companies


Use the Pinch Payments API and collect payments from Visa, MasterCard and American Express or BECS Direct Debit.  We're local, and we're here to support you on your payments journey.

Book in a free strategy session with our payments consultants today.

Credit card fees for embedded transactions starting at 1.68% + 30c on Visa and Mastercard.

More Information Book Virtual Demo >

Trusted by Australian businesses

“It’s set and forget in the sense that once you onboard a client, that's it. You don't have to worry about sending an invoice again. It's just all done and dusted and it just takes away like any kind of extra people touching it or needing reminders. Before Pinch, it was always us chasing clients. Now the process is automated: we know the contract is signed, we know the payments have been audited. And then as soon as that's all done, they're put straight into our project management system. It basically minimises any room for errors, and minimises time spent chasing up and seeing where things are at.”

Kady, Kady Creative

"Pinch is an integral partner in our business. Every time I see a Pinch line on our statements, I know that it represents a lot of manual work that we’re just not doing anymore. As well as making our lives easier, it actually makes the customer journey a lot easier as well. They just have to click a button, put their card in once, and then it’s done. We’re also saving time for them in terms of their accounting and processing, because it’s happening automatically for them as well."

Sarah, AiRE

Gosh have just signed up with Pinch Perfect and can't believe how easy it is to setup so I can offer clients a variety of payment options...highly recommend!

Kate
Training Central

Impeccable customer service + technical wizardry. Onboarding was a breeze with clear and straightforward instructions. The portal is refreshingly well made and easy to use. Being able to send pre-approvals to collect payment information is great for us so we don't waste time setting clients up for payment and most importantly reconciliations are done automatically via the terrific Xero integration! If you are looking to take the next step with your business' billing solutions, I highly recommend you give Pinch a go - their system and workflows mesh so well with ours that it's opened so many possibilities with us to further improve our processes and in some cases even think about new pricing models.

Moe, Online Marketing Gurus

Signed up as I wanted another payment option for my clients and was surprised how easy the app is to use. The flexibility it gives my clients on payments is awesome.

Monika, Ashawed Accounting

It has been incredibly easy to integrate Pinch into our business and our customers have loved the flexibility to pay during hours that suit them. Pinch has made reconciliation of credit card transactions a breeze. Quick and efficient and saves a lot of time.

Nicola, OZ Excavator Buckets

Forced into looking for a change by a sudden decision by the existing provider to charge a minimum monthly fee which was 4 times what I had been paying I found and implemented Pinch. Super easy to set up and no hidebound bureaucracy such as encountered from banks. Have been using Pinch for 6 weeks and no issues to date. Particularly like the way it collects monthly subscriptions without any interaction from me. Data flows to Xero accurately and in a timely way. Would thoroughly recommend.

Stella, 1 to 1 Mobile Computer Training

The team at Pinch have been amazing and I couldn't recommend them more highly. Paul and Bill have been great in helping me setup the payments system and integrate it into my business. Always available to help and quick to pick up the phone. Thanks Pinch

David, StudentPay

Bloody love pinch! Its so simple to use and was so easy to set up. Bill and the team honestly go above and beyond and have tackled any questions or scenarios I have thrown at them. As a bookkeeper I will only be using Pinch going forward for myself and my clients.

Summer, Oh Nine Solutions

We have recently signed up with Pinch and can't believe how easy and efficiently it integrated with Xero accounts. Also love the auto-reconcile of payment fees. Pinch also makes it very easy for our clients to pay their bills. Thank you Blake for all your help. We would definitely recommend Pinch!

Valerie, Infinite Print

We've tried and tested out dozens of payment solutions over the years at Digit both with our business, and in helping other businesses move to digital payments. The team at Pinch have been amazing at finding technical solutions to meet bespoke needs. They've helped us leverage their Xero capabilities for variable billing, combined with the ability to push in through their API payer details when people sign our agreements. They're the perfect balance of automation combined with customisation, backed by a super attentive team. Can't recommend them highly enough.

Andrew, Digit Business

“It’s set and forget in the sense that once you onboard a client, that's it. You don't have to worry about sending an invoice again. It's just all done and dusted and it just takes away like any kind of extra people touching it or needing reminders. Before Pinch, it was always us chasing clients. Now the process is automated: we know the contract is signed, we know the payments have been audited. And then as soon as that's all done, they're put straight into our project management system. It basically minimises any room for errors, and minimises time spent chasing up and seeing where things are at.”

Kady, Kady Creative

"Pinch is an integral partner in our business. Every time I see a Pinch line on our statements, I know that it represents a lot of manual work that we’re just not doing anymore. As well as making our lives easier, it actually makes the customer journey a lot easier as well. They just have to click a button, put their card in once, and then it’s done. We’re also saving time for them in terms of their accounting and processing, because it’s happening automatically for them as well."

Sarah, AiRE

Gosh have just signed up with Pinch Perfect and can't believe how easy it is to setup so I can offer clients a variety of payment options...highly recommend!

Kate
Training Central

Impeccable customer service + technical wizardry. Onboarding was a breeze with clear and straightforward instructions. The portal is refreshingly well made and easy to use. Being able to send pre-approvals to collect payment information is great for us so we don't waste time setting clients up for payment and most importantly reconciliations are done automatically via the terrific Xero integration! If you are looking to take the next step with your business' billing solutions, I highly recommend you give Pinch a go - their system and workflows mesh so well with ours that it's opened so many possibilities with us to further improve our processes and in some cases even think about new pricing models.

Moe, Online Marketing Gurus

Signed up as I wanted another payment option for my clients and was surprised how easy the app is to use. The flexibility it gives my clients on payments is awesome.

Monika, Ashawed Accounting

It has been incredibly easy to integrate Pinch into our business and our customers have loved the flexibility to pay during hours that suit them. Pinch has made reconciliation of credit card transactions a breeze. Quick and efficient and saves a lot of time.

Nicola, OZ Excavator Buckets

Forced into looking for a change by a sudden decision by the existing provider to charge a minimum monthly fee which was 4 times what I had been paying I found and implemented Pinch. Super easy to set up and no hidebound bureaucracy such as encountered from banks. Have been using Pinch for 6 weeks and no issues to date. Particularly like the way it collects monthly subscriptions without any interaction from me. Data flows to Xero accurately and in a timely way. Would thoroughly recommend.

Stella, 1 to 1 Mobile Computer Training

The team at Pinch have been amazing and I couldn't recommend them more highly. Paul and Bill have been great in helping me setup the payments system and integrate it into my business. Always available to help and quick to pick up the phone. Thanks Pinch

David, StudentPay

Bloody love pinch! Its so simple to use and was so easy to set up. Bill and the team honestly go above and beyond and have tackled any questions or scenarios I have thrown at them. As a bookkeeper I will only be using Pinch going forward for myself and my clients.

Summer, Oh Nine Solutions

We have recently signed up with Pinch and can't believe how easy and efficiently it integrated with Xero accounts. Also love the auto-reconcile of payment fees. Pinch also makes it very easy for our clients to pay their bills. Thank you Blake for all your help. We would definitely recommend Pinch!

Valerie, Infinite Print

We've tried and tested out dozens of payment solutions over the years at Digit both with our business, and in helping other businesses move to digital payments. The team at Pinch have been amazing at finding technical solutions to meet bespoke needs. They've helped us leverage their Xero capabilities for variable billing, combined with the ability to push in through their API payer details when people sign our agreements. They're the perfect balance of automation combined with customisation, backed by a super attentive team. Can't recommend them highly enough.

Andrew, Digit Business

Configure in minutes, earn back time & money

Accept many
payment types

Make it easy for your customers to pay by accepting multiple payment options including credit cards payment solutions and direct debit – and it can even be built into your existing invoicing process. You can also choose to pass on the fees.

Unique billing models?
No dramas!

No matter your product or service, Pinch offers flexibility to support recurring, variable and subscription billing types. Our subscription model builder is so flexible you will wonder how you lived without it!

Offer pre approvals
and payment plans

Boost cash flow by enabling your customers to set pre-approval thresholds for smaller, frequent payments. Or set up payment plans to help your customers pay off outstanding debit. It’s a win-win for all.

Get paid, remove stress and master your cashflow

Get paid on time

Provide a simple, customer friendly experience. It's so easy for payers to use they'll run out of excuses to pay you on time.

Funds cleared

Track funds with a ledger account created automatically by Pinch. Wave goodbye to awkward unknown waiting periods.

Auto-reconcile payments

Invoice payments are recorded and automatically reconciled in your accounting software. Forget trolling through statements or settlements.

Get Started View more features chevron_right

Hear from Tony Harcourt, Co-Founder of WorkGuru

"Embedding payment capabilities in our platform means that our small business clients can get paid faster, more easily and with fewer hassles. This is an enormous value-add for our clients, who don't want to have to add on an extra piece of software just to take payments, so it made complete sense for us to bring Pinch's payment solutions into WorkGuru.

The Pinch API is truly world-class, and the team was an absolute breeze to work with to get this monumental undertaking off the ground. I would highly recommend working with Pinch to integrate embedded payments into your business."

Read more about GuruPay on our blog.


Connect your existing accounting software and it's even more powerful!

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What next?

Enhance the capabilities of your existing accounting software with our fast, non-technical configuration. Or, contact us for direct integration.

View more features

See our full feature list.

Features

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No setup, minimum or monthly fees.

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Need help?

Contact our Australian support team. Email support is available during business hours, with email after hours and on weekends. To decide if we’re right for you, book a sales call.